Deferred Deposit Advance (Payday Lenders) The division licenses and examines deferred deposit advance lenders, more commonly known as payday lenders. Staff investigates consumer complaints and takes enforcement action as needed. All licensing activity is done through the NMLS system. Licensing Nationwide Multistate Licensing System and Registry (NMLS) Statutes & Regulations Deferred Deposit Advances Statutes (AS 06.50) Deferred Deposit Advances Regulations (3 AAC 11) Online Filing Systems Nationwide Multistate Licensing System and Registry (NMLS) Consumer Information Consumer Access Consumer Payday Lending Resource: Consumer Federation of America Deferred Deposit Advance Lender Annual Report Submit inquiries to: dbs.licensing@alaska.gov