Resources Bulletins 2020 B20-02: (supersedes bulletin B19-05) Non-Grandfathered Plan Extended Transition B20-01: (supersedes bulletin B19-09) Eligible Surplus Lines Insurers in the state of Alaska 2019 Bulletin B19-16: Extension of 2020 Affordable Care Act Open Enrollment Bulletin B19-15: (supersedes B15-01) Changes To Exempt Commercial Purchaser Minimum Qualifying Amounts Bulletin B19-14: (Supersedes Bulletin B19-12) Fair Treatment of Consumers Following Wildfire Evacuation Bulletin B19-13: Liability for Assisting in the Transaction of Unauthorized Insurance Bulletin B19-12: Fair Treatment of Consumers Following Wildfire Evacuation Bulletin B19-11: NIPR Mobile App — All of your insurance licensing information at your fingertips Bulletin B19-10: Rate, Rule, and Form Filing Procedures and Effective Dates (Supersedes Bulletins B05-09 and B95-03 as they relate to property, casualty, and title insurance.) Alaska Compliance Certificate For Property And Casualty File And Use Form Filings Bulletin B19-09: Eligible Surplus Lines Insurers in the state of Alaska (supersedes bulletin B19-01) B19-08: New Workers' Compensation Laws B19-07: Denial of Life Insurance Coverage for Naloxone Carriers B19-06: Adopting MACRA Changes to Medicare Supplement Regulations of the Division of Insurance B19-05: (supersedes bulletin B18-07) Non-Grandfathered Plan Extended Transition B19-04: Annual Survey on Health Insurance 2019 Survey Form | Instructions B19-03: Exempt Independent Adjuster License Expiration B19-02: Health Care Coverage Issued Through Association Health Plans B19-01 (supersedes B18-11): Eligible Surplus Lines Insurers in the State of Alaska Notices 2019 Alaska Division of Insurance Upgrades Regulatory Computer Systems Notice On Thursday, December 12, 2019, the Alaska Division of Insurance will upgrade to the newest version of State Based Systems (SBS), a web-based application that supports state insurance functions. This transition will require the temporary shutdown of Alaska’s professional insurance licensing operations, including online applications submitted through NIPR. On Friday, December 6, at 1:00 p.m., NIPR will stop accepting online submissions (including initial license applications, renewals, contact change requests, continuing education (CE) course and provider applications, and CE roster uploads) that affect the Alaska Division of Insurance SBS database. At 5:00 p.m. on Friday, December 6, Alaska’s licensing operations will be unavailable. On Thursday, December 12, at 5:00 a.m., the new SBS system upgrade will be complete, and the division’s professional licensing operations will resume. At that time, SBS and NIPR will begin accepting online submissions again. We strongly recommend that all licensees and CE providers complete any sort of online submission well prior to December 6, at 1:00 p.m. The Division of Insurance will remain open and fully staffed during this transition. If you have questions, or need assistance, please reach out to the division at 907-465-2515. Summary of Comments Provided at the Public Scoping Hearing Comments: On November 6, 2019, the Division of Insurance held a public scoping hearing in order to hear from individuals and insurers regarding any issues related to the division’s regulations and to hear proposals regarding possible changes to those regulations. The division received comments and proposals concerning the difficulty in making total loss valuations under 3 AAC 26.080. They requested changes to 3 AAC 26.080 and 3 AAC 26.300 in order to make it easier for insurers to expand the search when attempting to provide a total loss valuation. The division received comments relating to out-of-network benefit level under 3 AAC 26.110(f), requesting clarification in the regulations to demonstrate that the policy can provide benefits at differing levels. The division received comments related to continuing education for Long Term Care insurers, stating that the 4-hour biennial requirement is overly burdensome for insurers and is not very beneficial to the public. The division received comments relating to the annual notice to consumers under 3 AAC 26.615, requesting clarification if the notice requirement was still in effect given the amendments to the Gramm-Leach-Bliley Act in 2015. The division will review the comments received and will consider them when making future regulatory changes. The division thanks everyone for their input. Summary of Comments Provided at the Public Scoping Hearing Comments On November 6, 2019, the Division of Insurance held a public scoping hearing in order to hear from individuals and insurers regarding any issues related to the division’s regulations and to hear proposals regarding possible changes to those regulations. The division received comments and proposals concerning the difficulty in making total loss valuations under 3 AAC 26.080. They requested changes to 3 AAC 26.080 and 3 AAC 26.300 in order to make it easier for insurers to expand the search when attempting to provide a total loss valuation. The division received comments relating to out-of-network benefit level under 3 AAC 26.110(f), requesting clarification in the regulations to demonstrate that the policy can provide benefits at differing levels. The division received comments related to continuing education for Long Term Care insurers, stating that the 4-hour biennial requirement is overly burdensome for insurers and is not very beneficial to the public. The division received comments relating to the annual notice to consumers under 3 AAC 26.615, requesting clarification if the notice requirement was still in effect given the amendments to the Gramm-Leach-Bliley Act in 2015. The division will review the comments received and will consider them when making future regulatory changes. The division thanks everyone for their input. Notice of Hearing Plan of Acquisition of Alaska National Insurance Company by CopperPoint Insurance Company Notice The director, under the authority of AS 21.06.180 and AS 21.22.030, gives notice that the division of insurance is considering a plan of acquisition of control of Alaska National Insurance Company, a domiciled property and casualty insurer licensed under AS 21.69, by CopperPoint Insurance Company, an Arizona domiciled property and casualty insurer. The Division of Insurance will hold a hearing in State of Alaska conference room 102, Atwood Building, 550 West 7th Avenue, Anchorage, Alaska on November 14, 2019. The hearing will be held from 2:00 p.m. to 3:00 p.m. and may be extended to accommodate those present before 3:00pm who do not have an opportunity to testify. Any interested person may present oral or written statements or arguments relevant to the director's consideration of the proposed action. Notice of Public Meetings Notice Notice is given that the Workers’ Compensation Review and Advisory Committee, formed under 3 AAC 30.200, will hold regular quarterly meetings to discuss matters relating to workers’ compensation insurance. The first three quarterly meetings will be held on the dates listed below, beginning at approximately 10:00 a.m. at the Anchorage Marriott Downtown, 820 West 7th Ave, Anchorage, Alaska (907-279-8000). The fourth quarterly meeting will be held in October, 2020 and notice will be issued after a location, date, and time are determined. Thursday, January 16, 2020 Thursday, April 16, 2020 Thursday, July 16, 2020 Notice of Public Scoping Division of Insurance Seeks Input on Regulations that Need to be Changed or Repealed. Notice The Alaska Division of Insurance (division) is holding a public hearing to seek input about what changes are needed in 3 AAC, the regulations of the Division of Insurance, and what regulations can be repealed altogether. The division is in the information gathering stage and seeks comments and recommendations from members of the public for proposed changes before a decision is made on what changes to make to 3 AAC. The division is not proposing any changes to the regulations for the hearing. There are no draft regulations to review. Please note that this is for all of 3AAC, and not specifically focused on the 80th Percentile Regulation. The division has held multiple hearings on that particular regulation, and will not be discussing it during this hearing. The division invites you to attend the public hearing to be held on November 6, 2019 from 1:00 p.m. to 3:00 p.m. to share your oral or written comments on proposed changes to the regulations of the Division of Insurance. The hearing will be held in Conference Room 1560, at the Atwood Building, 550 West Seventh Avenue, Anchorage, Alaska and in Conference Room C on the ninth floor of the State Office Building, located at 333 Willoughby Ave., Juneau, Alaska. Notice is given that, under authority vested by AS 21.06.180, the Division of Insurance will hold a public hearing to solicit public testimony regarding the types of insurance for which insureds generally are unable to secure coverage from admitted insurers so that the director may issue an order under 3 AAC 25.040, which will update the surplus lines placement list. Hearing Notice H19-04: Surplus Lines Placement List Notice is given that any interested person may present oral or written statements or comments relevant to the proposed action at a hearing to be held at The Westmark Hotel, 813 Nobel St., Fairbanks, AK, 99701 at 11:15 a.m. on Thursday, October 17, 2019. The hearing will be held from 11:15 a.m. to 12:15 p.m. Additionally, any interested person may present written comments relevant to the proposed action by writing to the Division of Insurance; Attention: Joanne Bennett; 550 West 7th Ave., Suite 1560, Anchorage, AK 99501-3597, or via email to email@example.com so that they are received no later than 4:30 p.m., Friday, November 15, 2019. If you are a person with a disability who may need a special accommodation in order to participate in this public hearing, please contact Sian Ng-Ashcraft at (907) 269-7892 no later than Monday, October 14, 2019, to ensure that any necessary accommodations can be provided. Notice of Proposed Changes on Credit for Reinsurance, Internal Audit Functions, Corporate Governance Annual Disclosure, and Medicare Supplement Insurance in the Regulations of the Division of Insurance Notice Additional Regulations Notice Information Proposed Regulations The Division of Insurance proposes to change regulations on Credit for Reinsurance and Audit Committees based on the National Association of Insurance Commissioners Credit for Reinsurance Model Regulations 786, Annual Financial Reporting Model Regulations 205, Corporate Governance Annual Disclosure Model Regulations 306, and based on changes from the Medicare Access and CHIP Reauthorization Act of 2015 (“MACRA”). Notice of Public Meeting Alaska Workers’ Compensation Review & Advisory Committee Notice is given that the Workers' Compensation Review and Advisory Committee's fourth quarterly meeting will be held October 17, 2019, beginning at 1:00 p.m. at the Anchorage Marriott Downtown, 820 West 7th Ave, Anchorage, Alaska (907-279-8000). The quarterly meeting is for the purpose of discussing matters relating to workers' compensation insurance. The advisory committee is appointed by the Director of Insurance to assist and advise the director regarding matters relating to workers’ compensation insurance. An Agenda for the meeting will be available at the meeting or may be obtained two weeks in advance of the meeting from: National Council of Compensation Insurance, Inc. Regulatory Operations 901 Peninsula Corporate Circle Boca Raton, FL 33487-1362 Telephone (800) 622-4123 Fax (561) 893-1191 If you are a person with a disability who may need a special accommodation in order to participate in this public meeting, please contact Sian Ng-Ashcroft at the Division’s Anchorage office at (907) 269-7892 or Relay Alaska assisted communications at 1 (800) 770-8973 or 711 no later than one week before the date of the meeting to ensure that any necessary accommodations can be provided. Interested parties may participate in the meeting by teleconference by using the following toll-free number: 1-800-525-8529. When prompted, enter Conference Identification Number 737 288 699. Notice of Public Hearing The 2020 National Council on Compensation Insurance, Inc. Workers’ Compensation Prospective Loss Cost Filing Under AS 21.39.043, the director of the division of insurance is required to hold an administrative hearing to discuss whether a workers’ compensation prospective loss cost filing meets the requirements of AS 21.39 and whether the filing should be approved, disapproved, or modified, in whole or in part. In accordance with AS 21.39.043, a hearing will be held on September 10, 2019 in conference room 102 (Ted Stevens room) located on the 1st floor of the Atwood Building, 550 West Seventh Avenue, Anchorage, Alaska. The hearing will begin at 1:30 p.m. and will end no later than 4:30 p.m. If you are unable to attend the hearing in person and would like to participate by teleconference, please call 1-800-315-6338 and enter the access code 42070 followed by the # (pound sign). An interested party may participate in the hearing process as follows: inspect the filing and supporting information and examine witnesses; present written or oral testimony or evidence at the hearing; apply for subpoenas to be issued by the director to compel attendance of witnesses and the production of evidence. An interested party who plans to participate in the hearing should provide notice of participation to the division in advance of the hearing date. To assist in having a productive hearing, the division requests that written testimony and evidence or requests for modifications to the filing that will be presented at the hearing be submitted to the division and to the National Council on Compensation Insurance, Inc. (NCCI) on or before September 3, 2019. All comments, written testimony, requests for modification, notice of participation, and other communication with the division related to this hearing should reference the 2020 NCCI Loss Cost Filing, and be sent to Division of Insurance; Attention: Michael Ricker; P.O. Box 110805; Juneau, AK 99811-0805; fax to (907) 465-3422; or e-mail to firstname.lastname@example.org. If you are a person with a disability who needs special accommodation in order to participate in the process, please contact Laura Watson at (907) 465-2597 no later than September 4, 2019 to ensure that any necessary accommodations can be provided. After the hearing, subject to the procedures under AS 21.39.043, the director will issue an order regarding the filing. The Truth About New Medigap Changes Next Year Consumer Alert In 2015, Congress passed, and the President signed into law, a measure that makes changes to the sale of Medigap Plans C, F and F High Deductible after January 1, 2020. The law is the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). There is a lot of misinformation being circulated about these MACRA changes. The purpose of this notice is to make clear what MACRA does and does not do and clarify and correct the false and misleading information provided by some groups, entities and individuals. Notice of Public Forum Notice Meeting Flyer In July of 2017, the Alaska Division of Insurance was awarded a Section 1332 Innovation Waiver under the Patient Protection and Affordable Care Act. The waiver provided an estimated $322 million in federal funding to support the Alaska Reinsurance Program through 2022, which has helped to reduce premium costs and provide stability in Alaska’s individual health care insurance market. The waiver took effect on January 1, 2018. Under the specific terms and conditions of the award, the division has scheduled its annual forum to collect meaningful public comment on the progress of the waiver. Alaska Section 1332 Innovation Waiver Forum When: April 16, 2019 | 9:00 am – 10:00 am (Alaska Time Zone) Interested parties may attend the forum in person or by teleconference as listed below, or may submit comments in writing up to 5:00 pm Alaska Time Zone on April 16, 2019. Where (two locations): Alaska Division of Insurance 550 West 7th Avenue Suite 1560 Anchorage, AK Alaska Division of Insurance 9th Floor, State Office Building Conference Room B Juneau, AK Teleconference Number: 1-800-315-6338 (Access Code: 42070#) Submit written comments to: Alaska Division of Insurance P.O. Box 110805 Juneau, Alaska 99811-0805 Written comments are due by 5:00 pm Alaska Time Zone on April 16, 2019. Email Address: Notice The Alaska Division of Insurance invites consumers to learn more about how their health insurance company pays claims, and the out of pocket costs for which consumers are responsible. In addition to premiums, consumers may also be obligated to pay deductibles, copays, coinsurance, and amounts in excess of the allowed amount. Descriptions of the out-of-pocket costs to consumers can be found in the notice. We encourage all consumers to review their insurance plan policy or certificate to view plan benefit levels and the cost sharing structure in order to understand what charges your insurer pays, and which charges consumers pay. Consumers should consider all of the health care costs they will have, not just the premium they pay to their insurance company every month. Please note that a health care provider who fails to bill for or collect consumer portions of the cost sharing may be committing insurance fraud under AS 21.36.360(b). Proposed Regulation Changes on Premium Tax in the Regulations of the Division of Insurance • Notice • Proposed Regulation • Additional Regulations Notice Information The Alaska Division of Insurance proposes to adopt a regulation in Title 3 of the Alaska Administrative Code dealing with premium taxes on individual life insurance including the following: 3 AAC 21.580 is proposed to add a new section that would define Individual Life Insurance as it is used in AS 21.09.210(m) for purposes of determining the premium tax rate. You may comment on the proposed regulation changes, including the potential costs to private persons of complying with the proposed changes. All comments must be received no later than 5:00 p.m., Monday, March 25, 2019. Instructions for commenting and inquiring about the proposed regulation changes are provided in the notice. Alaska Division of Insurance Urges Payment Flexibility for those Affected by the Federal Government Shutdown • Notice The Alaska Division of Insurance advises consumers to initiate conversations with their insurers if they are affected by the federal government shutdown. The Division urges insurers to work with furloughed federal employees and affected contractors by providing flexibility on the timing of premium payments. Alaska is the state with the highest number of federal workers per capita affected by the government shutdown, which is now in its fifth week. "This is an event that is beyond their control and I am asking that insurers in the Alaska market work with those affected. It's also essential that insurers continue to process claims for those same policyholders, despite their temporary inability to pay premiums," stated Division Director Lori Wing-Heier. Many Alaska consumers in the Anchorage and Mat-Su area were already financially stressed due to the 7.0 magnitude earthquake that shook the area November 30, 2018. 2018 The Division of Insurance would like to thank small businesses across the state for participating in our survey. We received 460 responses! Employer Comments Small Employer Survey Notice of Public Meetings: Alaska Workers' Compensation Review and Advisory Committee Notice of Public Meeting: Alaska Workers’ Compensation Review & Advisory Committee – Location Change Notice: Proposed Changes to Medicare Supplement Products Proposed Medicare Supplement Regulation Changes Additional Notice Information H18-05: Notice of Public Hearing – Surplus Lines Placement List H18-02: Notice of Public Hearing – Workers Compensation Prospective Loss Cost Filing Notice: Proposed changes to the Alaska comprehensive health insurance association reinsurance program to reinsure high risk residents of this state in the regulations of the Division of Insurance Proposed Regulations Changes Additional Regulations Notice Notice of Public Meetings: Alaska Workers’ Compensation Review & Advisory Committee Orders and License Actions D19-12 James Edward Lubitz — Stipulated Agreement and Order D19-11 ABA Enterprises Inc. — Stipulated Agreement and Order D19-10 Whitfield Benefit Solutions — Stipulated Agreement and Order D19-09 Sedera Health — Cease and Desist Order D19-08 Margaret Grigsby Beach — Stipulated Agreement and Order D19-07 Alaska Rent A Car Inc — Stipulated Agreement and Order D19-06 Alaska Premier Underwriters Inc. — Stipulated Agreement and Order D19-05 Marsh and McLennan Agency LLC — Stipulated Agreement and Order D19-04 Marsh USA Inc. — Stipulated Agreement and Order D19-03 The Insurance Center, an Alaskan Corporation — Stipulated Agreement and Order D19-02 Makina Health and Benveo — Cease and Desist Order D19-02a Makina Health — Partial Stay of Cease and Desist Order D19-02b Makina Health — Stipulated Agreement and Order Consumer Alert: Marketplace Special Enrollment Period for Former Makina Health Beneficiaries D19-01 M J Hall & Co of Alaska Inc. — Stipulated Agreement and Order D18-06 McLarens Young International, Inc. - Stipulated Agreement and Order D18-04 Ninotchka Marie Snow - Order of Revocation D18-03 Harley Laboda - Order of Revocation D18-03 Harley Laboda - Order of Revocation Corrected Version D18-02 Robert Eisenberg - Stipulated Agreement and Order D18-01 Charlene Marie Griggs - Order of Revocation Regulatory Orders R20-01: Surplus Lines Placement List R19-04: Approval with Modification of the 2020 Workers’ Compensation Loss Cost Filing and Assigned Risk Rate Filing R19-03: Order Exempting Air Ambulance Membership Agreements From the Filing Requirements of AS 21.42.120 R19-02: Order Authorizing Placement of Workers' Compensation Coverage with a Nonadmitted Insurer R19-01: Order Authorizing Placement of Workers' Compensation Coverage with a Nonadmitted Insurer R18-04: NCCI Loss Cost Filing Approval Order R18-03: Order Adopting Protection Provided by the Alaska Life and Health Insurance Guaranty Association Notice of Protection Provided by the Alaska Life and Health Insurance Guaranty Association R18-02 Order Authorizing Placement of Workers Compensation Coverage with a Nonadmitted Insurer R18-01 Order Authorizing Placement of Workers' Compensation Coverage with a Nonadmitted Insurer Hearing Orders Subject Title H19-05: Alaska National Insurance Company Findings of Fact, Conclusions of Law, and Final Order H19-02: Alaska Care Assisted Living, LLC. Proposed Decision H19-01: Parker, Smith & Feek, Inc. Stipulated Agreement and Order H18-07: RISQ Consulting and Avalon Development Co. Proposed Decision H18-06: Guggenheim Life and Annuity Co. & EquiTrust Life Insurance Co. Stipulated Agreement and Order H18-04: Dennis Mersdorf Construction Co. Order of Dismissal H18-03: Bigfoot Auto Service, Inc. Proposed Decision H18-01: PM Air, LLC Order of Dismissal Adoption Orders RA19-02: Adopting Changes to Regulations of the Division of Insurance RA 19-01 Adopting Changes to the Regulations Dealing with the Definition of Individual Life Insurance RA 18-01 Adopting Changes to the Regulations Dealing with the Alaska Reinsurance Program RA 18-02 Adopting Changes to the Regulations Dealing with Medicare Supplement Plans RA 17-01a Adopting Changes to Regulations of the Division of Insurance RA 17-02 Adopting Changes to Regulations of the Division of Insurance Suspensions and Revocations Order No./Company Name NAIC No. Action Effective Date SR19-01(a): Capson Physicians Insurance Company 19348 Suspension 01/30/2019 SR19-01(b): Capson Physicians Insurance Company 19348 Revocation 07/17/2019 SR19-02(a): Bankers Life Insurance Company 81043 Suspension 07/17/2019 SR19-03(a): Colorado Bankers Life Insurance Company 84786 Suspension 07/17/2019 SR19-04(a): American Service Insurance Company, Inc. 42897 Suspension 07/17/2019 SR19-05(a): Pavonia Life Insurance Company of Michigan 93777 Suspension 07/17/2019 SR19-06(a): Senior Health Insurance Company of Pennsylvania 76325 Suspension 11/06/2019 License Denials LD20-02: Progyny Inc. LD20-01: Global Bankers Insurance Group, LLC LD18-01: Christopher S. Laws LD14-01: Sandra Nunes Annual Reports 81st Annual Report: Calendar Year 2018 - Fiscal Year 2019 80th Annual Report: Calendar Year 2017 - Fiscal Year 2018 79th Annual Report: Calendar Year 2016 - Fiscal Year 2017 Financial Examinations Order No. / Company Name NAIC No. Date FE18-01 ARECA Insurance Exchange 16926 05/23/2019 FE17-03 Premera Blue Cross Shield of Alaska 47570 06/29/2018 FE17-02 Alaska Timber Insurance Exchange 38687 06/13/2018 FE17-01 Alaska National Insurance Company 39733 12/15/2017 FE16-05 Tongass Timber Trust 14208 12/31/2015 Market Conduct Examinations Order No. / Subject Date MCE 19-05 Allstate Life Insurance Co. Regulatory Settlement Agreement 09/24/2019 MCE 19-04 Great West Life & Annuity Insurance Co. Regulatory Settlement Agreement 09/24/2019 MCE 19-03 Protective Life Insurance Co. Regulatory Settlement Agreement 09/24/2019 MCE 19-02 Health Insurance Innovations, Inc. Regulatory Settlement Agreement 03/14/2019 MCE 19-01 Globe Life and Accident Insurance Company Regulatory Settlement Agreement 02/22/2019 MCE 18-14 HCC Life Regulatory Settlement Agreement 03/13/2018 MCE 18-13 United States Fire Regulatory Settlement Agreement 01/24/2018 MCE 18-12 National Union Fire Regulatory Settlement Agreement March 28, 2018 Modification to Regulatory Settlement Agreement Dated January 24, 2018 April 16, 2018 Modification to Regulatory Settlement Agreement Dated January 24, 2018 01/24/2018 MCE 18-11 Generali Regulatory Settlement Agreement 01/24/2018 MCE 18-10 Jefferson Regulatory Settlement Agreement 12/12/2017 MCE 18-09 Berkshire Hathaway Regulatory Settlement Agreement 12/12/2017 MCE 18-08 BCS Regulatory Settlement Agreement 12/12/2017 MCE 18-07 American Modern Home Regulatory Settlement Agreement 12/11/2017 MCE 18-06 Arch Regulatory Settlement Agreement 12/18/2017 MCE 18-05 Transamerica Casualty Regulatory Settlement Agreement 12/05/2017 MCE 18-04 Nationwide Mutual Regulatory Settlement Agreement 01/03/2018 MCE 18-03 State Farm Regulatory Settlement Agreement 01/22/2018 MCE 18-02 AFLAC Regulatory Settlement Agreement 01/18/2018 MCE 18-01 American Association of Insurance Services 11/20/2017 Surplus Lines Brokers Premium Tax Audits TA # Name License # Date 19-02 Marsh & McLennan Agency LLC 82353 07/17/2019 19-01 Alaska Premier Underwriters Inc. 32667 04/22/2019 18-06 M J Hall & Co of Alaska Inc. 8349 01/25/2019 18-05 Marsh USA Inc. 7782 4/12/2019 18-04 Risk Placement Services Inc. 27619 01/25/2019 18-03 Lockton Affinity LLC 10851 03/08/2019 18-02 Parker Smith & Feek Inc. 7868 06/29/2018 18-01 CBIZ Insurance Services Inc. 25991 06/28/2018 Other Resources 80th Percentile Rule Insurance Law Public Records Requests Service of Process Insurance Fraud Related Alaska Online Public Notice System Alaska Department of Law Federal Insurance Office National Association of Insurance Commissioners International Association of Insurance Supervisors Email List Don't miss the latest news! 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