Resources Bulletins 2024 Bulletin B24-06 Insurer Responsibilities in Response to Changehealth Cyber Attack – Extended Bulletin B24-05 Closing Protection Letter Bulletin B24-04 Insurer Responsibilities in Response to Change Healthcare Cyber Attack Bulletin B24-02 Annual Survey on Health Insurance Bulletin B24-01 The use of Artificial Intelligence Systems in Insurance 2023 Bulletin B23-07 Repeal of Bulletin B23-06 Regarding Fair Treatment to Consumers Following Pharmacy Staffing Shortages Bulletin B23-06 (revoked) Fair Treatment to Consumers During Pharmacy Staffing Shortages Bulletin B23-05 (supersedes Bulletin B23-02) Eligible Surplus Lines Insurers in the State of Alaska Bulletin B23-04 (supersedes Bulletin B03-13) Title Producer License Requirements Bulletin B23-03 Insurer Responsibilities for Third Party Liability in Medicaid Bulletin B23-01 Annual Survey on Health Insurance 2022 B22-07 Recent Changes to 3 AAC 23.208(9), 3 AAC 26.770, 3 AAC 26.775, 3 AAC 26.778, for Continuing Education Requirements and Disclosures for Annuity Transactions B22-06 Fair Treatment to Consumers Following the 2022 Storm Impacting the West Coast of Alaska B22-05 Eligible Lines Insurers in the State of Alaska B22-04 Annual Survey on Health Insurance B22-03 (supersedes B21-05) Eligible Surplus Lines Insurers in the State of Alaska B22-02 Fair Treatment To Consumers Following Severe Weather B22-01 Independent Adjuster License Exemption Applications 2021 B21-07 Notice Regarding Changes in Licensing Processes and Fees B21-06 OPTins for Ad Hoc Filings and Payments B21-05 (supersedes Bulletin B21-03): Eligible Surplus Lines Insurers in the State of Alaska B21-04 Annual Survey on Health Insurance B21-03 (reissued, supersedes Bulletin B20-13): Eligible Surplus Lines Insurers in the State of Alaska B21-02 (supersedes Bulletin B20-02): Non-Grandfathered Plan Extended Transition B21-01: Repeal Of Bulletin B20-22 Regarding Fair Treatment To Consumers Following The Flooding In Southeast Alaska 2020 B20-25: Reporting of Statistical Data B20-24: Coverage of COVID-19 Vaccines B20-23: Independent Adjuster License Exemption Applications B20-22 (repealed by Bulletin B21-01): Fair Treatment to Consumers Following the Flooding in Southeast Alaska B20-21: Extended Review Period for Rate, Form, and Advertisement Filings B20-20: Extension of the Waiver of Onsite Review Requirements B20-19 (reissued): Notice of Cancellation to Producers Bulletin B20-18: Coverage of Telehealth B20-17: Alaska Insurance Licensing Exam Changes B20-16: Additional Notices for Coverage for Alaska Rule of Civil Procedure 82 B20-15: Waiver of Onsite Review Requirements B20-14: Alaska Insurance Guaranty Association Assessments B20-13 (supersedes bulletin B20-01): Eligible Surplus Lines Insurers in the State of Alaska B20-12: Temporary Suspension of Certain Utilization Review and Notification Requirements B20-11: Requirements for Group Health Plans, Claims, and Telehealth Related to the COVID-19 (Coronavirus) Public Health Disaster Emergency B20-10: Premium Relief due to COVID-19 (Novel Coronavirus) B20-09 (supersedes bulletin B20-04): Requirements for Cost Sharing and Coverage Related to Respiratory Illnesses Including COVID-19 (Coronavirus) B20-08: Fair Treatment of Consumers During State of Emergency Due to COVID-19 (Novel Coronavirus) B20-07: Changes to Coverage for Telehealth B20-06: Extended Review Period for Rate, Form, and Advertisement Filings 2020 Health Insurance Survey Bulletin B20-05 Survey Instructions 2020 Health Insurance Survey (Excel file) B20-04: Requirements for Cost Sharing and Coverage Related to Respiratory Illnesses Including COVID-19 (Coronavirus) B20-03: Preparations for Covid-19 (Coronavirus) Including Consumer Prescription Drug Supplies B20-02: (supersedes bulletin B19-05) Non-Grandfathered Plan Extended Transition B20-01: (supersedes bulletin B19-09) Eligible Surplus Lines Insurers in the state of Alaska 2019 Bulletin B19-16: Extension of 2020 Affordable Care Act Open Enrollment Bulletin B19-15: (supersedes B15-01) Changes To Exempt Commercial Purchaser Minimum Qualifying Amounts Bulletin B19-14: (Supersedes Bulletin B19-12) Fair Treatment of Consumers Following Wildfire Evacuation Bulletin B19-13: Liability for Assisting in the Transaction of Unauthorized Insurance Bulletin B19-12: Fair Treatment of Consumers Following Wildfire Evacuation Bulletin B19-11: NIPR Mobile App — All of your insurance licensing information at your fingertips Bulletin B19-10: Rate, Rule, and Form Filing Procedures and Effective Dates (Supersedes Bulletins B05-09 and B95-03 as they relate to property, casualty, and title insurance.) Alaska Compliance Certificate For Property And Casualty File And Use Form Filings Bulletin B19-09: Eligible Surplus Lines Insurers in the state of Alaska (supersedes bulletin B19-01) B19-08: New Workers' Compensation Laws B19-07: Denial of Life Insurance Coverage for Naloxone Carriers B19-06: Adopting MACRA Changes to Medicare Supplement Regulations of the Division of Insurance B19-05: (supersedes bulletin B18-07) Non-Grandfathered Plan Extended Transition B19-04: Annual Survey on Health Insurance 2019 Survey Form | Instructions B19-03: Exempt Independent Adjuster License Expiration B19-02: Health Care Coverage Issued Through Association Health Plans B19-01 (supersedes B18-11): Eligible Surplus Lines Insurers in the State of Alaska Archived Bulletins Archived Bulletins Notices 2024 Notice of Public Comment Meeting Alaska Division of Insurance Seeking Public Input on Essential Health Benefits Notice of Public Meeting Alaska Division of Insurance Seeking Public Input on Essential Health Benefits Notice of Public Meeting Alaska Workers' Compensation Review & Advisory Committee Notice of Public Meeting Essential Health Benefit (EHB) Public Stakeholder Meeting 2023 Notice of Public Meeting Alaska Workers' Compensation Review & Advisory Committee Notice of Public Hearing Merger of Moda Assurance Company into Moda Health Plan, Inc. Public Notice Request for Written Input on the Future of Health Care Costs and Reimbursement in Alaska Notice to Licensed Contractors Change in Professional License Expiration Notice of Public Hearing Surplus Lines Placement List Notice of Public Meeting Alaska Workers' Compensation Review & Advisory Committee Notice of Public Meeting The 2024 National Council on Compensation Insurance, Inc. Worker’s Compensation Prospective Loss Cost Filing Notice of Public Meeting Alaska Workers' Compensation Review & Advisory Committee Notice of Public Forum Alaska Section 1332 Innovation Waiver Notice of Public Meeting Alaska Workers' Compensation Review & Advisory Committee Notice of Proposed Changes: 3 AAC 26.110 Supporting Documentation: Additional Regulation Notice Information (Appendix E) 3 AAC26.110 Amended 2022 Notice of Public Meeting Alaska Workers' Compensation Review & Advisory Committee Public Notices: Notices of Proposed Changes on Reciprocal Jurisdictions in the Regulations of the Division of Insurance September 23, 2022 (superseded) October 28, 2022 (supplemental) Notice of Public Meeting: Alaska Workers' Compensation Review & Advisory Committee Notice of Public Hearing: Surplus Lines Placement List Notice of Public Hearing: The 2023 National Council on Compensation Insurance, Inc. Workers’ Compensation Prospective Loss Cost Filing Notice of Public Meeting Alaska Workers' Compensation Review & Advisory Committee Notice of Public Meeting Alaska Workers' Compensation Review & Advisory Committee Notice of Public Forum Alaska Section 1332 Innovation Waiver Notice of Public Meeting Alaska Workers' Compensation Review & Advisory Committee 2021 2020 Annual Report: Section 1332 Waiver of the Patient Protection and Affordable Care Act (PPACA) Notice of Public Meeting Alaska Workers' Compensation Review and Advisory Committee H21-02: Notice of Public Hearing Surplus Lines Placement List Supplemental Notice Notice Public Notice Long Term Care Insurance: Proposed Regulations Additional Notice Information Notice of Public Hearing: H21-01 The 2022 National Council on Compensation Insurance, Inc. Workers' Compensation Prospective Loss Cost Filing Insurance Agent Training FEMA Risk Rating 2.0 – A significant change to FEMA methodology for rating flood insurance Notice Notice of Proposed Regulations Proposed Regulations Additional Notice Information Notice of Public Meeting Alaska Workers' Compensation Review and Advisory Committee Notice Alaska Section 1332 Innovation Waiver Forum Notice Of Public Meeting Alaska Workers' Compensation Review & Advisory Committee 2020 Notice of Public Meeting: Alaska Workers' Compensation Review & Advisory Committee Press Release Workers’ Compensation Rates to Decrease in 2021 Notice of Public Meeting: Alaska Workers' Compensation Review and Advisory Committee Online Insurance Licensing Exams Notice of Public Meeting (revised): Notice of Public Meeting (superseded): Alaska Workers' Compensation Review & Advisory Committee Notice of Public Hearing H20-01: The 2021 National Council on Compensation Insurance, Inc. Workers' Compensation Prospective Loss Cost Filing Supplemental Notice of Public Meeting: Alaska Workers' Compensation Review and Advisory Committee Notice of Proposed Regulation Changes Notice of Proposed Regulations Proposed Regulations Additional Notice Information Reference Materials: Draft Bulletin NAIC Statistical Handbook of Data Available to Insurance Regulators, 2012 Edition Uniform Property and Casualty Coding Matrix Notice of Adoption of Emergency Regulations Dealing with Covered Conditions under Alaska’s Comprehensive Health Insurance Association Reinsurance Program Notice of Emergency Regulations Adoption Order 20-01 Additional Information Notice of Public Meeting: Alaska Workers' Compensation Review and Advisory Committee Alaska Section 1332 Innovation Waiver Notice of Public Forum Introduction Deck Notice of Public Meeting: Alaska Workers' Compensation Review & Advisory Committee Supplemental Notice of Public Meeting: Alaska Workers' Compensation Review & Advisory Committee Notice of Adoption of Emergency Regulations Dealing with Covered Conditions under Alaska’s Comprehensive Health Insurance Association Reinsurance Program Notice of Emergency Regulations Adoption Order 20-01 Additional Information 2019 Alaska Division of Insurance Upgrades Regulatory Computer Systems Notice On Thursday, December 12, 2019, the Alaska Division of Insurance will upgrade to the newest version of State Based Systems (SBS), a web-based application that supports state insurance functions. This transition will require the temporary shutdown of Alaska’s professional insurance licensing operations, including online applications submitted through NIPR. On Friday, December 6, at 1:00 p.m., NIPR will stop accepting online submissions (including initial license applications, renewals, contact change requests, continuing education (CE) course and provider applications, and CE roster uploads) that affect the Alaska Division of Insurance SBS database. At 5:00 p.m. on Friday, December 6, Alaska’s licensing operations will be unavailable. On Thursday, December 12, at 5:00 a.m., the new SBS system upgrade will be complete, and the division’s professional licensing operations will resume. At that time, SBS and NIPR will begin accepting online submissions again. We strongly recommend that all licensees and CE providers complete any sort of online submission well prior to December 6, at 1:00 p.m. The Division of Insurance will remain open and fully staffed during this transition. If you have questions, or need assistance, please reach out to the division at 907-465-2515. Summary of Comments Provided at the Public Scoping Hearing Comments: On November 6, 2019, the Division of Insurance held a public scoping hearing in order to hear from individuals and insurers regarding any issues related to the division’s regulations and to hear proposals regarding possible changes to those regulations. The division received comments and proposals concerning the difficulty in making total loss valuations under 3 AAC 26.080. They requested changes to 3 AAC 26.080 and 3 AAC 26.300 in order to make it easier for insurers to expand the search when attempting to provide a total loss valuation. The division received comments relating to out-of-network benefit level under 3 AAC 26.110(f), requesting clarification in the regulations to demonstrate that the policy can provide benefits at differing levels. The division received comments related to continuing education for Long Term Care insurers, stating that the 4-hour biennial requirement is overly burdensome for insurers and is not very beneficial to the public. The division received comments relating to the annual notice to consumers under 3 AAC 26.615, requesting clarification if the notice requirement was still in effect given the amendments to the Gramm-Leach-Bliley Act in 2015. The division will review the comments received and will consider them when making future regulatory changes. The division thanks everyone for their input. Summary of Comments Provided at the Public Scoping Hearing Comments On November 6, 2019, the Division of Insurance held a public scoping hearing in order to hear from individuals and insurers regarding any issues related to the division’s regulations and to hear proposals regarding possible changes to those regulations. The division received comments and proposals concerning the difficulty in making total loss valuations under 3 AAC 26.080. They requested changes to 3 AAC 26.080 and 3 AAC 26.300 in order to make it easier for insurers to expand the search when attempting to provide a total loss valuation. The division received comments relating to out-of-network benefit level under 3 AAC 26.110(f), requesting clarification in the regulations to demonstrate that the policy can provide benefits at differing levels. The division received comments related to continuing education for Long Term Care insurers, stating that the 4-hour biennial requirement is overly burdensome for insurers and is not very beneficial to the public. The division received comments relating to the annual notice to consumers under 3 AAC 26.615, requesting clarification if the notice requirement was still in effect given the amendments to the Gramm-Leach-Bliley Act in 2015. The division will review the comments received and will consider them when making future regulatory changes. The division thanks everyone for their input. Notice of Hearing Plan of Acquisition of Alaska National Insurance Company by CopperPoint Insurance Company Notice The director, under the authority of AS 21.06.180 and AS 21.22.030, gives notice that the division of insurance is considering a plan of acquisition of control of Alaska National Insurance Company, a domiciled property and casualty insurer licensed under AS 21.69, by CopperPoint Insurance Company, an Arizona domiciled property and casualty insurer. The Division of Insurance will hold a hearing in State of Alaska conference room 102, Atwood Building, 550 West 7th Avenue, Anchorage, Alaska on November 14, 2019. The hearing will be held from 2:00 p.m. to 3:00 p.m. and may be extended to accommodate those present before 3:00pm who do not have an opportunity to testify. Any interested person may present oral or written statements or arguments relevant to the director's consideration of the proposed action. Notice of Public Meetings Notice Notice is given that the Workers’ Compensation Review and Advisory Committee, formed under 3 AAC 30.200, will hold regular quarterly meetings to discuss matters relating to workers’ compensation insurance. The first three quarterly meetings will be held on the dates listed below, beginning at approximately 10:00 a.m. at the Anchorage Marriott Downtown, 820 West 7th Ave, Anchorage, Alaska (907-279-8000). The fourth quarterly meeting will be held in October, 2020 and notice will be issued after a location, date, and time are determined. Thursday, January 16, 2020 Thursday, April 16, 2020 Thursday, July 16, 2020 Notice of Public Scoping Division of Insurance Seeks Input on Regulations that Need to be Changed or Repealed. Notice The Alaska Division of Insurance (division) is holding a public hearing to seek input about what changes are needed in 3 AAC, the regulations of the Division of Insurance, and what regulations can be repealed altogether. The division is in the information gathering stage and seeks comments and recommendations from members of the public for proposed changes before a decision is made on what changes to make to 3 AAC. The division is not proposing any changes to the regulations for the hearing. There are no draft regulations to review. Please note that this is for all of 3AAC, and not specifically focused on the 80th Percentile Regulation. The division has held multiple hearings on that particular regulation, and will not be discussing it during this hearing. The division invites you to attend the public hearing to be held on November 6, 2019 from 1:00 p.m. to 3:00 p.m. to share your oral or written comments on proposed changes to the regulations of the Division of Insurance. The hearing will be held in Conference Room 1560, at the Atwood Building, 550 West Seventh Avenue, Anchorage, Alaska and in Conference Room C on the ninth floor of the State Office Building, located at 333 Willoughby Ave., Juneau, Alaska. Notice is given that, under authority vested by AS 21.06.180, the Division of Insurance will hold a public hearing to solicit public testimony regarding the types of insurance for which insureds generally are unable to secure coverage from admitted insurers so that the director may issue an order under 3 AAC 25.040, which will update the surplus lines placement list. Hearing Notice H19-04: Surplus Lines Placement List Notice is given that any interested person may present oral or written statements or comments relevant to the proposed action at a hearing to be held at The Westmark Hotel, 813 Nobel St., Fairbanks, AK, 99701 at 11:15 a.m. on Thursday, October 17, 2019. The hearing will be held from 11:15 a.m. to 12:15 p.m. Additionally, any interested person may present written comments relevant to the proposed action by writing to the Division of Insurance; Attention: Joanne Bennett; 550 West 7th Ave., Suite 1560, Anchorage, AK 99501-3597, or via email to joanne.bennett@alaska.gov so that they are received no later than 4:30 p.m., Friday, November 15, 2019. If you are a person with a disability who may need a special accommodation in order to participate in this public hearing, please contact Sian Ng-Ashcraft at (907) 269-7892 no later than Monday, October 14, 2019, to ensure that any necessary accommodations can be provided. Notice of Proposed Changes on Credit for Reinsurance, Internal Audit Functions, Corporate Governance Annual Disclosure, and Medicare Supplement Insurance in the Regulations of the Division of Insurance Notice Additional Regulations Notice Information Proposed Regulations The Division of Insurance proposes to change regulations on Credit for Reinsurance and Audit Committees based on the National Association of Insurance Commissioners Credit for Reinsurance Model Regulations 786, Annual Financial Reporting Model Regulations 205, Corporate Governance Annual Disclosure Model Regulations 306, and based on changes from the Medicare Access and CHIP Reauthorization Act of 2015 (“MACRA”). Notice of Public Meeting Alaska Workers’ Compensation Review & Advisory Committee Notice is given that the Workers' Compensation Review and Advisory Committee's fourth quarterly meeting will be held October 17, 2019, beginning at 1:00 p.m. at the Anchorage Marriott Downtown, 820 West 7th Ave, Anchorage, Alaska (907-279-8000). The quarterly meeting is for the purpose of discussing matters relating to workers' compensation insurance. The advisory committee is appointed by the Director of Insurance to assist and advise the director regarding matters relating to workers’ compensation insurance. An Agenda for the meeting will be available at the meeting or may be obtained two weeks in advance of the meeting from: National Council of Compensation Insurance, Inc. Regulatory Operations 901 Peninsula Corporate Circle Boca Raton, FL 33487-1362 Telephone (800) 622-4123 Fax (561) 893-1191 If you are a person with a disability who may need a special accommodation in order to participate in this public meeting, please contact Sian Ng-Ashcroft at the Division’s Anchorage office at (907) 269-7892 or Relay Alaska assisted communications at 1 (800) 770-8973 or 711 no later than one week before the date of the meeting to ensure that any necessary accommodations can be provided. Interested parties may participate in the meeting by teleconference by using the following toll-free number: 1-800-525-8529. When prompted, enter Conference Identification Number 737 288 699. Notice of Public Hearing The 2020 National Council on Compensation Insurance, Inc. Workers’ Compensation Prospective Loss Cost Filing Under AS 21.39.043, the director of the division of insurance is required to hold an administrative hearing to discuss whether a workers’ compensation prospective loss cost filing meets the requirements of AS 21.39 and whether the filing should be approved, disapproved, or modified, in whole or in part. In accordance with AS 21.39.043, a hearing will be held on September 10, 2019 in conference room 102 (Ted Stevens room) located on the 1st floor of the Atwood Building, 550 West Seventh Avenue, Anchorage, Alaska. The hearing will begin at 1:30 p.m. and will end no later than 4:30 p.m. If you are unable to attend the hearing in person and would like to participate by teleconference, please call 1-800-315-6338 and enter the access code 42070 followed by the # (pound sign). An interested party may participate in the hearing process as follows: inspect the filing and supporting information and examine witnesses; present written or oral testimony or evidence at the hearing; apply for subpoenas to be issued by the director to compel attendance of witnesses and the production of evidence. An interested party who plans to participate in the hearing should provide notice of participation to the division in advance of the hearing date. To assist in having a productive hearing, the division requests that written testimony and evidence or requests for modifications to the filing that will be presented at the hearing be submitted to the division and to the National Council on Compensation Insurance, Inc. (NCCI) on or before September 3, 2019. All comments, written testimony, requests for modification, notice of participation, and other communication with the division related to this hearing should reference the 2020 NCCI Loss Cost Filing, and be sent to Division of Insurance; Attention: Michael Ricker; P.O. Box 110805; Juneau, AK 99811-0805; fax to (907) 465-3422; or e-mail to michael.ricker@alaska.gov. If you are a person with a disability who needs special accommodation in order to participate in the process, please contact Laura Watson at (907) 465-2597 no later than September 4, 2019 to ensure that any necessary accommodations can be provided. After the hearing, subject to the procedures under AS 21.39.043, the director will issue an order regarding the filing. The Truth About New Medigap Changes Next Year Consumer Alert In 2015, Congress passed, and the President signed into law, a measure that makes changes to the sale of Medigap Plans C, F and F High Deductible after January 1, 2020. The law is the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). There is a lot of misinformation being circulated about these MACRA changes. The purpose of this notice is to make clear what MACRA does and does not do and clarify and correct the false and misleading information provided by some groups, entities and individuals. Notice of Public Forum Notice Meeting Flyer In July of 2017, the Alaska Division of Insurance was awarded a Section 1332 Innovation Waiver under the Patient Protection and Affordable Care Act. The waiver provided an estimated $322 million in federal funding to support the Alaska Reinsurance Program through 2022, which has helped to reduce premium costs and provide stability in Alaska’s individual health care insurance market. The waiver took effect on January 1, 2018. Under the specific terms and conditions of the award, the division has scheduled its annual forum to collect meaningful public comment on the progress of the waiver. Alaska Section 1332 Innovation Waiver Forum When: April 16, 2019 | 9:00 am – 10:00 am (Alaska Time Zone) Interested parties may attend the forum in person or by teleconference as listed below, or may submit comments in writing up to 5:00 pm Alaska Time Zone on April 16, 2019. Where (two locations): Alaska Division of Insurance 550 West 7th Avenue Suite 1560 Anchorage, AK Alaska Division of Insurance 9th Floor, State Office Building Conference Room B Juneau, AK Teleconference Number: 1-800-315-6338 (Access Code: 42070#) Submit written comments to: Alaska Division of Insurance P.O. Box 110805 Juneau, Alaska 99811-0805 Written comments are due by 5:00 pm Alaska Time Zone on April 16, 2019. Email Address: notice the alaska division of insurance invites consumers to learn more about how their health insurance company pays claims, and the out of pocket costs for which consumers are responsible. in addition to premiums, consumers may also be obligated to pay deductibles, copays, coinsurance, and amounts in excess of the allowed amount. descriptions of the out-of-pocket costs to consumers can be found in the notice. we encourage all consumers to review their insurance plan policy or certificate to view plan benefit levels and the cost sharing structure in order to understand what charges your insurer pays, and which charges consumers pay. consumers should consider all of the health care costs they will have, not just the premium they pay to their insurance company every month. please note that a health care provider who fails to bill for or collect consumer portions of the cost sharing may be committing insurance fraud under as 21.36.360(b). proposed regulation changes on premium tax in the regulations of the division of insurance • notice • proposed regulation • additional regulations notice information the alaska division of insurance proposes to adopt a regulation in title 3 of the alaska administrative code dealing with premium taxes on individual life insurance including the following: 3 aac 21.580 is proposed to add a new section that would define individual life insurance as it is used in as 21.09.210(m) for purposes of determining the premium tax rate. you may comment on the proposed regulation changes, including the potential costs to private persons of complying with the proposed changes. all comments must be received no later than 5:00 p.m., monday, march 25, 2019. instructions for commenting and inquiring about the proposed regulation changes are provided in the notice. alaska division of insurance urges payment flexibility for those affected by the federal government shutdown • notice the alaska division of insurance advises consumers to initiate conversations with their insurers if they are affected by the federal government shutdown. the division urges insurers to work with furloughed federal employees and affected contractors by providing flexibility on the timing of premium payments. alaska is the state with the highest number of federal workers per capita affected by the government shutdown, which is now in its fifth week. 'this is an event that is beyond their control and i am asking that insurers in the alaska market work with those affected. it's also essential that insurers continue to process claims for those same policyholders, despite their temporary inability to pay premiums,' stated division director lori wing-heier. Many Alaska consumers in the Anchorage and Mat-Su area were already financially stressed due to the 7.0 magnitude earthquake that shook the area November 30, 2018. Orders and License Actions D24-07 Jose Colon — Stipulated Agreement and Order D24-05 Jerilyn Mariah Banks — Stipulated Agreement and Order D24-04 Rose Ann Lau — Stipulated Agreement and Order D24-03 Emily Smallwood — Stipulated Agreement and Order D24-02 Kenneth Ruffer — Stipulated Agreement and Order D24-01(a) Pacific International Underwriters Inc. — Stipulated Agreement and Order D23-04 Risk Placement Services, Inc. — Stipulated Agreement and Order D23-03 Marsh & McLennan Agency, LLC — Stipulated Agreement and Order D23-02 Berkshire Hathaway Homestate Insurance Company — Stipulated Agreement and Order Regulatory Orders R23-03 Moda Assurance Company R23-02 Alaska Timber Insurance, Inc. R23-01 The Federal Public Health Emergency and Medicare Supplement Guaranteed Issue Eligibility R22-04 Approval of the 2023 Workers' Compensation Loss Cost Filing and Assigned Risk Rate Filing R22-03 Order Authorizing Placement of Workers' Compensation Coverage With a Nonadmitted Insurer R22-02 Order Suspending File and Use for Property and Casualty R22-01 Surplus Lines Placement List R21-06: Order Authorizing Placement of Workers' Compensation Coverage with a Nonadmitted Insurer R21-05: Order Authorizing Placement Of Workers' Compensation Coverage With A Nonadmitted Insurer R21-04: Order to Insurers Offering Health Care Plans to Remove Restrictions on Access to Health Care Services R21-03: Order Relating to COVID-19 Vaccinations and Treatments to Health Insurers offering Health Care Insurance policies in the state of Alaska R21-02: Order Extending Protections to Consumers During COVID-19 Public Health Disaster Emergency R21-01: Order to Health Insurers During Covid-19 Disaster Emergency Hearing Orders Subject Title H23-03: Freedom Advantage Insurance Company Plan of Acquisition H22-01: Rickman Building Company, Inc. Proposed Decision H20-03: Tanana Valley Holdings, LLC Stipulation for Dismissal H19-05: Alaska National Insurance Company Findings of Fact, Conclusions of Law, and Final Order H19-02: Alaska Care Assisted Living, LLC. Proposed Decision H19-01: Parker, Smith & Feek, Inc. Stipulated Agreement and Order H18-07: RISQ Consulting and Avalon Development Co. Proposed Decision H18-06: Guggenheim Life and Annuity Co. & EquiTrust Life Insurance Co. Stipulated Agreement and Order H18-04: Dennis Mersdorf Construction Co. Order of Dismissal H18-03: Bigfoot Auto Service, Inc. Proposed Decision H18-01: PM Air, LLC Order of Dismissal Adoption Orders RA22-01 Adopting Changes to Regulations of the Division of Insurance: Dealing with Suitability in Annuity Transactions RA21-01 Adopting Changes to Regulations of the Division of Insurance: Reserve financing, credit for reinsurance including reciprocal jurisdictions, and quarterly reports. RA21-02 Long Term Care RA20-02 Adopting Changes to Regulations of the Division of Insurance Uniform Property & Casualty Product Coding Matrix, 2020 Statistical Handbook of Data Available to Insurance Regulators Bulletin B20-16 RA20-01 Adopting Changes to Regulations of the Division of Insurance Dealing with Covered Conditions under Alaska’s Comprehensive Health Insurance Association Reinsurance Program RA19-02 Adopting Changes to Regulations of the Division of Insurance RA 19-01 Adopting Changes to the Regulations Dealing with the Definition of Individual Life Insurance RA 18-01 Adopting Changes to the Regulations Dealing with the Alaska Reinsurance Program RA 18-02 Adopting Changes to the Regulations Dealing with Medicare Supplement Plans Suspensions and Revocations Order No./Company Name NAIC No. Action Effective Date SR24-07: Go Insurance Company 25755 Order of Revocation 03/22/2024 SR24-06: O'Brien Insurance Services, Inc. NPN: 8627183 Order of Revocation 03/28/2024 SR24-03: Arthur Raymond Ortega NPN: 20395710 Order of Revocation 03/15/2024 SR24-02: Anna Kline NPN: 20235299 Order of Revocation 03/12/2024 SR24-01: Latitude Insurance NPN: 20507312 Order of Revocation 03/27/2024 SR23-28: Alicia Whitaker NPN: 17822201 Order of Revocation 02/13/2024 SR23-26: Casheta Ellis-Pou NPN: 19824294 Stipulated Agreement and Order 04/23/2023 SR23-24: SOCALS Insurance Brokers NPN: 9888328 Stipulated Agreement and Order 11/14/2023 SR23-21: Milissa Michele Bower NPN: 20699515 Order of Revocation 10/23/2023 SR23-20: Sai Lee NPN: 20629928 Order of Revocation 10/23/2023 SR23-17: Bradley Hansen NPN: 8584690 Stipulated Agreement and Order 11/14/2023 SR23-16: Sea Mountain Insurance Brokers NPN: 687223 Stipulated Agreement and Order 10/23/2023 SR23-14: Nicholas Andrew Sininger NPN: 20344190 Stipulated Agreement and Order 08/29/2023 SR23-13: Kelly S Williams NPN: 16691214 Revocation 07/19/2023 SR23-12: Arrowood Indemnity Company 24678 Revocation 01/22/2024 SR23-11: Duy Pham Lam Co. NPN: 162342221 Revocation 06/09/2023 SR23-10: Scott Roberts NPN: 8212571 Stipulated Agreement and Order 06/01/2023 SR23-09: R&Q Reinsurance Company 22705 Revocation 08/17/2023 SR23-08: David Guerrero NPN: 17149607 Stipulated Agreement and Order 05/10/2023 SR23-07: K Tina Rodriguez NPN: 20542473 Revocation 07/18/2023 SR23-06: Trinity Marie Fale NPN: 20468045 Revocation 05/31/2023 SR23-05: Matthew Chambers NPN: 18336710 Revocation 07/18/2023 SR23-04: Kitty Craft NPN: 20339749 Revocation 06/09/2023 SR23-03: Ellis Libby NPN: 20204287 Revocation 06/09/2023 SR23-01: Sterling Arthur Roaf NPN: 18507680 Stipulated Agreement and Order 07/18/2023 SR22-07: Bruce Leighton NPN: 19254311 Revocation 11/15/2022 SR22-06: Time Insurance Company 69477 Revocation 09/01/2022 SR22-05: John P. Sivels NPN: 8274016 Revocation 05/31/2022 SR22-04: America's Insurance Company 27898 Revocation 04/18/2022 SR22-03: Arrowood Indemnity Company 24678 Revocation 03/07/2022 SR22-01: Rider Ingalls NPN: 20038884 Revocation 02/28/2022 SR22-02: Ryan Ramirez NPN: 20038779 Revocation 02/28/2022 SR21-02: Western General Insurance Company 27502 Revocation 12/09/2021 SR21-01(a): Bedivere Insurance Company 21970 Revocation 3/16/2021 License Denials LD24-13: Ryan Shindelus LD24-10: Montomery Cortes LD24-09: Latisha Vassel-Bee LD24-08: Char-Dell Dunnigan LD24-07: Thomas Dimmer LD24-06: Toni Nicole Johnson LD24-05: Patricia Ann Kitchen LD24-04: David Kleinhandler LD24-03: Carla Evette Reddy LD24-02: Supreme Health Group, Inc. Annual Reports 84th Annual Report: Calendar Year 2021 – Fiscal Year 2022 83rd Annual Report: Calendar Year 2020 – Fiscal Year 2021 82nd Annual Report: Calendar Year 2019 - Fiscal Year 2020 81st Annual Report: Calendar Year 2018 - Fiscal Year 2019 80th Annual Report: Calendar Year 2017 - Fiscal Year 2018 Financial Examinations Order No. / Company Name NAIC No. Date FE23-01 Alaska National Insurance Company 38733 03/25/2024 FE22-02 Moda Assurance Company 16628 06/15/2023 FE22-01 Umialik Insurance Company 40126 06/16/2023 FE21-01 ARECA Insurance Exchange 16926 06/13/2022 FE20-02 Alaska Timber Exchange 38687 06/10/2021 FE20-01 Alaska National Insurance Company 38733 06/04/2021 FE19-03 Tongass Timber Trust 14208 06/25/2020 FE19-01 Umialik Insurance Company 40126 06/25/2020 FE18-01 ARECA Insurance Exchange 16926 05/23/2019 FE17-03 Premera Blue Cross Shield of Alaska 47570 06/29/2018 FE17-02 Alaska Timber Insurance Exchange 38687 06/13/2018 FE17-01 Alaska National Insurance Company 39733 12/15/2017 FE16-05 Tongass Timber Trust 14208 12/31/2015 Market Conduct Examinations Order No. / Subject Date MCE 20-03 Principal Life Insurance Co. Regulatory Settlement Agreement 7/9/2020 MCE 19-05 Allstate Life Insurance Co. Regulatory Settlement Agreement 09/24/2019 MCE 19-04 Great West Life & Annuity Insurance Co. Regulatory Settlement Agreement 09/24/2019 MCE 19-03 Protective Life Insurance Co. Regulatory Settlement Agreement 09/24/2019 MCE 19-02 Health Insurance Innovations, Inc. Regulatory Settlement Agreement 03/14/2019 MCE 19-01 Globe Life and Accident Insurance Company Regulatory Settlement Agreement 02/22/2019 Surplus Lines Brokers Premium Tax Audits TA # Name License # Date 23-06 Citadel Ins Services LC 76645 11/1/2023 23-05 Pacific International Underwriters Inc 7891 12/14/2023 23-04 Groninger & Co Inc 7913 11/2/2023 23-03 Amwins Insurance Brokerage LLC 51685 12/14/2023 23-02 Burns & Wilcox LTD 18812 11/14/2023 23-01 Brown and Riding Ins Services Inc 93079 6/20/2023 22-05 Marsh & McLennan Agency LLC 82353 5/9/2023 22-03 Marsh USA Inc 7782 12/15/2022 22-02 Lockton Affinity, LLC 10851 11/2/2022 22-01 Risk Placement Services Inc 27619 5/9/2023 21-04 CBIZ Insurance Services Inc 25991 4/29/2022 21-03 CRC Insurance Services Inc. 11142 12/9/2021 21-02 Affinity Insurance Services Inc. 9435 8/18/2021 21-01 Cochrane Agency Inc. 55860 5/14/2021 Other Resources Affordability and Accessibility of Health Insurance in Alaska 80th Percentile Rule Insurance Law Public Records Requests Service of Process Insurance Fraud Related Alaska Online Public Notice System Alaska Department of Law Federal Insurance Office National Association of Insurance Commissioners International Association of Insurance Supervisors Email List Don't miss the latest news! 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