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Home Insurance Claims

Should You File a Claim?

Consider your decision to file a claim cafefully. In some cases, it's better not to file a claim.

Is the Loss Covered? Minor Damage


Filing a Claim

Immediately contact your insurance company or agent to report your loss. Follow up all conversation in writing.

Losses that involve theft or possible arson should also be reported to the police.

Before the Inspection Repairs Living Expenses During the Inspection Proof of Loss Statement Small Claims Large Claims Negotiate the Final Settlement Post-Disaster Claims Guide