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Local Government Resource Desk


Filing Small Claims


The following is for informational purposes only. The Division of Community and Regional Affairs does not process small claims. If you wish to begin the small claims process, you will have to do so through the Alaska Court System or call 907-264-0514.


A small claims case is a simplified type of court case to recover money or personal property to satisfy a debt. A small claims action can only be filed for claims up to $10,000. If the claim is over $10,000, a small claims action can still be filed, but the right to collect the amount over $10,000 must be waived along with the right to a jury trial. The $10,000 figure does not include interest, court costs, or other related fees, which can be added to the $10,000 amount.


Pursue all available options before going to court. You cannot file a small claims suit if you cannot provide proof that you have requested payment within a certain time period before filing the lawsuit. Often before filing a small claims action, the entity owed money will enter into a payment agreement with its debtor. A payment agreement is certainly cheaper than filing a small claims action, but only works as long as the debtor continues to make their scheduled payments. It is therefore a good idea to also have the debtor sign a document called a "Confession of Judgment," which can be used in a small claims action to collect money. An attorney can help prepare a standard "Confession of Judgment" form.

As is the case with legal proceedings, there is some specialized language that is used in small claims actions. The most common terms that someone involved in a small claims action should be familiar with are:

  • plaintiff, which is the person or entity filing the claim to recover the money owed;
  • defendant, which is the person or entity being sued to force payment;
  • judgment, which refers to the judge's decision (this written decision is required in order to collect the money);
  • judgment debtor is the person or entity referred to in the judgment that owes the money;
  • judgment creditor is the person or entity referred to in the judgment that is owed the money.

A Small Claims Information Sheet is available from the Alaska Court system.

The most common reason a local government files a small claims action is to collect on overdue utility bills, sales taxes, building rentals, or equipment leases. Small claims procedure may not be used for any of the following:

  1. disagreements about title to real property;
  2. actions to recover possession of real property;
  3. false imprisonment;
  4. malicious prosecution;
  5. slander or libel;
  6. evictions;
  7. claims against the State of Alaska or the United States government or officials of same;
  8. injunctive relief (a court order requiring a person to do or not to do a specified act);
  9. actions to foreclose or enforce statutory, common law or possessory liens; or
  10. claims involving important, unusual, or difficult questions of fact or law.

Some local governments follow a policy of requiring specific authorization from the governing body to pursue any small claims action. Another policy is to include in each ordinance that requires payments a provision that the creditor will submit all delinquent bills to a collection agent, small claims court, or other collection process. In this way, the administration can follow the collection policy set by the governing body on a consistent basis and regardless of political or personal relationships of the parties involved.

The creditor should treat all customers the same as far as collecting debt. Some local governments set a time limit for overdue bills and some use the amount overdue to determine when an account goes to small claims. Ordinances can also include a provision that customers may be charged the costs of collection.

Frequently Asked Questions

What needs to happen before filing a Small Claims case?

Before taking legal action, make every effort possible to negotiate payment. Before you can file with the court, you must have asked for payment of the money owed and provided a payment due-date, and that request has to have been made at least 15 days before the small claims action is started. Be sure to have all the correct information on the defendant, such as:

  • legal name(s) of the defendant(s);
  • current address;
  • amount owed; and
  • dates involved.

Have the background information organized and available to attach with the court forms.

How do I file a Small Claims case?

Begin by getting a copy of the 'Alaska Small Claims Handbook' from the court, which explains the small claims process. Next, determine where it is that you will file the claim. (There are rules about filing in a location that will not cause unnecessary expense or inconvenience to the defendant that must be followed.)

The court system provides the forms for both the plaintiff and defendant in a small claims action. At a minimum, if the defendant agrees with the complaint, these forms specifically address the complaint, notice that complaint was served, summons, the answer, judgment, and satisfaction of judgment. There are also filing fees and postage charges that are explained in the court's and book.

The plaintiff fills out the complaint, summons, and answer forms as explained in the handbook, and gives them to the court along with any attachments. Unless using a process server, the plaintiff provides the court a postage-paid addressed envelope and the court's mailing charge and the court takes care of the mailing (see the court's mailing information sheet for additional information).

What should we do about a person who keeps breaking payment agreements?

Unfortunately, you cannot collect on a broken payment agreement without filing a court action. One way to save time and expense especially with a debtor who has broken a previous payment agreement is to require the debtor, as a condition for another payment agreement, to also sign a "Confession of Judgment." A Confession of Judgment is a legal document that can be filed with a small claims complaint that says the defendant agrees the money is owed and that the court can enter judgment. Upon receipt of the Confession of Judgment the judge can enter a judgment without waiting for the defendant to file an Answer. This speeds up the collection process. The defendant and a representative of the local government should sign the Confession in front of a notary public or other person authorized to witness a signature. An attorney can help prepare the confession of judgment.

What if a person owes money on several different accounts?

The Complaint in as small claims case should include the defendant's entire debt owing to the local government. For example, if a person is behind on water payments and owes harbor fees the Complaint should combine both debts. For this reason it is important to keep track of all the money an individual owes to the local government so that action can be taken before the total debt exceeds the $10,000 limit for a small claims action.

Where do I get the forms for filing a small claims case?

Small claims forms and the Small Claims Handbook are available at all Alaska court locations. Some small claims forms are available on the court system's website. If you are not able to get the forms from the website or go to the courthouse and pick up the forms and Small Claims Handbook, you may request that they be mailed to you. Following is a list of forms:

  • SC-1 (7/97) / Complaint
  • SC-3 (7/97) / Answer, Counterclaim, Request for Change of Place of Trial
  • SC-8 (1/03) / Default Affidavit and Request for Judgment
  • SC-9 (9/88) / Dismissal
  • SC-17 (5/86) / Satisfaction of Judgment
  • SC-18 (9/88) / Stipulation to Pay Judgment in Installments
  • SC-23 (9/88) / Request/Order for Continuance
  • SC-24 (9/88) / Request/Order to Set Aside Default Judgment
  • SC-25 (5/86) / Agreement that Judgment be Entered
  • SC-26 (9/88) / Request and Order
  • SC-27 (5/87) / Response to Request
  • SC-31 (11/99) / Request to Participate by Telephone
  • SC-90 (6/02) / Small Claims Procedure for Service of Summons by Certified Mail
  • SC-95 (10/01) / Small Claims Information Sheet
  • SC-100 (9/01) Ch. I-II and Ch. III-End / Alaska Small Claims Handbook

Does a local government need an attorney if it is sued in small claims court?

A local government that is being sued in Small Claims Court does not have to be represented by an attorney in court; however, it is a good idea to have an attorney review the small claims complaint especially if the case is not routine, witnesses need to be called, and/or the entity being sued has little experience with lawsuits. In some cases it may be in the local government's best interest to ask to move the case from small claims court to the Alaska District Court. If the suit is moved to the Alaska District Court, both parties must use an attorney.

Other officials with written authorization can represent the local government in small claims court; however, the advice of an attorney and sometimes representation by an attorney is a good idea.

What is the Sequence of Events in a Small Claims Case?

If the debtor does not pay by the date specified in the request for payment, gather together the relevant information, which in a small claims case is:

  • who are the parties involved;
  • how much money is being asked for;
  • why the money is owed;
  • where the parties are located; and
  • the dates involved.

After ensuring that all the information is accurate and current, the plaintiff prepares the Small Claims Complaint following the instructions in the Small Claims Handbook and files it with the court with the appropriate fees. The person being sued (defendant) has to either file an answer to the complaint, pay the money owed, or request that the case not be handled under Small Claims Rules (both parties have to agree to have the case decided under small claims rules). If the defendant does not answer the complaint within 20 days or pay the money the court issues a default judgment. See the Small Claims Information Sheet for more information.

A small claims action does not always go to trial, but can if the defendant denies the complaint. If the action goes to trial a date is set for a judge to review the complaint and evidence and hear testimony before deciding the issue.

What is a default judgment?

A default judgment can occur if the defendant does not file an Answer to the Small Claims Complaint within 20 days of receiving it. Once the Complaint has been served on the Defendant the court will notify the plaintiff of the date of service. Mark the date of service on a calendar and count forward twenty days and mark this date for a response from the defendant. If no Answer is received by the twentieth day, immediately file an Affidavit of Default and Request for Judgment (Form SC-8). Too often a plaintiff fails to file for a Default Judgment and cases drag on. Once an Affidavit of Default and Request for Judgment has been filed, the judge can award the judgment without an Answer from the defendant and the case is over. In order to prevent a Default Judgment, a defendant must provide a very good explanation of why the Answer wasn't filed on time to avoid the consequences of default.

How do we collect the money once the court awards the judgment?

There are a few ways to collect the money. Ideally, the debtor pays the amount in full once the case is decided and a judgment is awarded. If the debtor is not able to pay the whole amount right away, an agreement can be filed with the court to pay the debt in installments (if this happens, the creditor cannot take action to seize other property unless the debtor fails to pay); or the creditor can file a lien on the debtor's assets or permanent fund dividend (PFD) payment. Note that the court has separate forms and instructions that apply to a PFD lien (see "Booklet CIV-503"). There is a certain window of time (April 1 through September 15) within which to file a lien on a PFD in order for it to attach to the current year dividend.

Once the debt is paid, you must give the debtor an "Acknowledgement of Satisfaction of Judgment." These forms are also available from the court.

What should we do if the defendant wants to settle after the case has been filed?

Do not dismiss the case unless some action occurs to ensure payment of the money owed. Once the case has been filed, the plaintiff should not drop or dismiss the case without payment in full (including all the costs of filing the small claims action), or without an agreement approved by the court that has been made a part of the judgment against the defendant. It is costly and time consuming to file a small claims action and you only want to do it once. The judgment you have against a defendant is the best guarantee of payment. If a defendant doesn't pay according to the judgment, the plaintiff can take action to collect, such as filing a lien on a PFD or garnishing wages. The Alaska Court System has a website specific to collecting money owed to you.

Additional Resources


Sample documents:

  • (No sample documents are yet available.)

Recommended web site search topics:

  • Alaska Court System, Forms and Publications
  • Alaska Court System, Small Claims Information
  • Alaska Court System, Collecting money owed
  • Municipal Attorneys Association
  • Alaska Bar Association, Lawyer Referral Service
Applicable Laws and Regulations

Alaska Statutes

  • AS 08.24.090-.380 Addresses regulation of collection agency, collection agency license and bonding.
  • AS 09.10.010-.240 Discusses statutes of limitation.
  • AS 09.10.053 Establishes a three-year statute of limitation for a person to bring a legal action to enforce a contract.
  • AS 09.10.120 Establishes a six-year statute of limitation for a municipality to bring a legal action.
  • AS 09.10.210 Outlines when counting time on pastdue debt begins.
  • AS 09.30.010-.020 Explains recording judgment as lien and priority.
  • AS 09.30.040 Addresses judgment against boroughs and cities.
  • AS 09.30.050-.060 Addresses confession of judgment.
  • AS 09.30.065 Outlines offers of judgment before trial, time limit for filing offer and acceptance, and attorney fees.
  • AS 09.30.070 Addresses interest, judgment, and prejudgment interest.
  • AS 09.30.300-.310 Covers payment of judgment, satisfaction of judgment, acknowledgment, recording judgment, and satisfaction.
  • AS 09.35.010-.330 Covers enforcement of judgment, writ of execution, and property subject to judgment.
  • AS 09.38.010 Addresses exempt property, claims enforceable against exempt property, property owned with another, and exemptions enforceable against law of residence jurisdiction.
  • AS 09.60.015 Covers attorney fees in certain small claims actions.
  • AS 09.65.070-.080 Addresses suits against incorporated units of local government, suits by incorporated units of local government.
  • AS 09.68.040 Parties exempt from giving bond.
  • AS 09.68.115 Bad check civil penalties.
  • AS 22.15.040 Small claims.
  • AS 22.15.080 Change of venue in small claims, unnecessary expense and inconvenience.
  • AS 22.15.270 Retention of fines, etc., by political subdivisions; fines resulting from violation of a municipal ordinance.
  • AS 22.20.040 Appearance in person or by an attorney.
  • AS 29.35.010 (13) Conveys a general power to municipalities to contract.
  • AS 29.35.010 (14) Authorizes a municipality to sue or be sued.
  • AS 43.23.065 Exemption and levy of permanent fund dividend.
  • AS 43.23.069-.071 Assignment of permanent fund dividend, limitations on assignment, assignment fees.
  • AS 45.45.010-.030 Legal rate of interest, action for recovery of usurious interest.

Revised 12/21/2014